StickK claims to help you reach any goal you want. I signed up and set up a commitment contract to see how it works. It is legit, but you do not earn money from it. You can only lose money. Below is what I found, and where you can earn instead.
Tested by Mikael (EarnWithMike)Founder and lead testerMikael founded PaidFromSurveys in 2016 and has personally tested hundreds of survey and GPT sites since then. He shows his tests and payment proof to 555K+ subscribers on his YouTube channel, EarnWithMike. He tested StickK himself and does not earn a commission from it.Learn more about Mikael
Last retested · First published
Legit goal tool, but not a way to earn money
You stake money on your own goal and lose it if you fail. A good motivator, but no earning opportunities.
On this page
The short answer
StickK is legit. It is an incentive and accountability tool that helps you reach a goal you set, by putting your own money at stake in a commitment contract.
But you will not earn anything from StickK. It is the other way around: you lose money if you fail to reach your goal. If your goal is to earn extra cash, StickK is not the right fit for you. If you want a tool to help you reach your goals, it is worth considering.
- Will really help motivate you to reach your goal
- You can set any goal, not just fitness goals
- The app is user-friendly
- Available more or less worldwide
- Doesn’t offer any earning opportunities
- You can potentially lose money
- You need a credit card to stake money
My experience with StickK
I signed up, went through the steps to set up a commitment contract and tried the app. This is what I looked at, and what I did not test.
- First tested
- August 2023Review first published Aug 23, 2023
- Latest retest
- Checked: commitment contracts, stakes, app, support
- Minimum stake
- $5Paid by credit card, only if you fail
- Earnings
- NoneStickK does not pay you
- Setting up a commitment contract: goal, timetable, reporting and stake
- The commitment summary and the referee option
- The credit card payment step for the stake
- The mobile app
- Losing a stake. My review does not show what happens when you fail a goal.
- The support team. I only looked at the Help Center and the Contact Us form.
What I saw when I tested StickK
These screenshots show the steps I went through when I set up a commitment contract on StickK. This is not payment proof: StickK does not pay you.
Screenshots from my test
StickK at a glance
| What it is | An incentive and accountability tool that helps you reach a goal you set |
|---|---|
| Ways to earn | None. You can only lose money if you fail to reach your goal. |
| How it works | A commitment contract: you pick a goal, set a timetable and reporting, and stake money |
| Minimum stake | $5. You can also use it for free, without a stake. |
| Where a lost stake goes | A charity, an anti-charity, a friend or a foe. You choose. |
| Payment | Credit card. The amount is only deducted if you fail to reach your goal. |
| Referee | Optional. Any StickK member, or anyone you want, validates your reports. |
| Minimum age | 13 |
| Apps | Android and iOS, with all the features of the website and no pop-up ads |
| Where you can join | More or less worldwide, from what I can gather. StickK does not list its countries. |
| Support | Help Center, and a form on the Contact Us page |
Is StickK legit and safe?
Yes, StickK is legit. It really helps you work toward a goal. But it is not a way to earn money. Here is what you should know before you sign up.
- You do not earn anything
The reward is the goal you reach, not money. If you are mainly looking for a platform to earn extra cash from, this is not the opportunity for you.
- You can lose money
If you stake money and fail to reach your goal, the amount is deducted from your credit card. It goes to a charity, an anti-charity, a friend or a foe, whichever you chose.
- You report on your own progress
You have to submit reports to show you are doing what needs to be done. A referee can validate them. Make sure your referee understands the responsibility before you pick them.
- The free option does not motivate much
You can use StickK without a stake, but then you do not stand to lose anything if you fail. In my opinion, that makes it much less effective.
My takeThe way the platform works is actually quite brilliant, in my opinion. They leverage your money to help you achieve any goal you want. I have encountered only a few platforms like this, but StickK, in my opinion, is the most flexible. Most other platforms just help you with your fitness goals, but with StickK, you can set any goal you want.
StickK does not pay you. If you want to earn extra cash, these sites pay you for your time.
See the best sites in your countryHow StickK works
You do not earn on StickK. It works through commitment contracts. Tap a step to read more.
Set a goal and a timetableAny goal
First you pick a goal, like losing weight, learning a language or a skill, or just anything you want. Then you set the timetable to reach the goal.
Next, you indicate how the reporting works. In my opinion, daily reporting is your best option if you want to hit the goal badly, because it forces you to report on your progress every day.
Stake moneyFrom $5
You indicate how much money you want to stake in your contract. The minimum amount you can stake is $5. You also choose where the money goes if you fail: a charity, an anti-charity for added motivation, a friend or a foe.
The commitment summary shows how much you will lose if you fail to hit the goal. The threat of losing money can be a powerful motivator. I would even say it is more motivating than the idea of earning money when you reach a goal.
Add a refereeOptional
A referee validates all the reports you submit, as an extra layer of accountability. The referee can be any member of StickK, or really anyone you want. Make sure they understand what the responsibility entails, or you will just waste their time and yours.
How the money works
| Item | Details |
|---|---|
| Earnings | None. The reward is the goal you reach. |
| Minimum stake | $5, or no stake with the free method |
| Payment method | Credit card |
| When you pay | Only if you fail to reach your goal |
You have to do your best to avoid losing money. If your goal is to earn extra cash, see the top sites that pay via PayPal instead.
Who can join, and the app
StickK does not tell you exactly which countries it is available in, but from what I can gather, it is available more or less worldwide. You must be at least 13 years of age to join.
You can sign up on the website or install the app first. After the registration form, you are taken to a tutorial. Go through it, so you fully understand how StickK works before you set up a commitment contract.
The app works on Android and iOS and includes all the features of the website. Based on my testing, it is relatively easy to use, and you will not see annoying pop-up ads. If you join, install the app so you do not miss a chance to submit your reports.
If you have questions, check the Help Center first. If you cannot find the answer, fill out the form on the Contact Us page.
Sites I recommend if you want to earn
| Site | Best for | Min. cashout | My rating |
|---|---|---|---|
| Swagbucks | Many daily ways to earn, one of the biggest GPT sites | About $5 PayPal; gift cards from 100 SB | 4.3 / 5 |
| Freecash | Offers and games, next to surveys | $5 | 4.2 / 5 |
| Sweatcoin | Coins for walking. Easy and free | No fixed threshold | 3.5 / 5 |
| StepBet | Bet on your step goals; winners split the pot | No threshold | 2.8 / 5 |
Want to get paid for staying active? See the best fitness apps to earn from. For more ways to earn extra cash, see the top survey and GPT sites in your country.
How I scored StickK
I use the same 100-point system for every platform. See how I test and rate.
StickK scores 52 out of 100. It is a goal tool, not a way to earn. If you want to earn, start with these sites.
See the best sites in your countryStickK FAQ
Is StickK legit?
Yes. StickK is a legit platform that helps you reach a goal you set. But it does not pay you anything.
Can you earn money with StickK?
No. You will not earn anything from StickK. You can only lose money if you stake it and fail to reach your goal.
What is the minimum stake?
$5. You can also use StickK for free, without a stake, but then you have nothing to lose.
Where does my money go if I fail?
To the place you chose when you set up the contract: a charity, an anti-charity, a friend or a foe. It is deducted from your credit card.
How old do you have to be?
You must be at least 13 years of age to join StickK.
Does StickK have an app?
Yes. The app works on Android and iOS and includes all the features of the website.
Which countries can join StickK?
StickK does not say which countries it is available in. From what I can gather, it is available more or less worldwide.
How do I contact StickK?
Check the Help Center first. If you cannot find your answer, fill out the form on the Contact Us page.
Who tested StickK for this review
Founder of PaidFromSurveys.com since 2016. Mikael has tested hundreds of survey and GPT sites and shares his tests with 555K+ subscribers on YouTube (October 2026).
If you have any comments, questions, or experience with StickK, I would love to hear from you in a comment below.